Unlimited 2% cash rewards — Cardholders get unlimited 2% cash back rewards on purchases, with no categories to activate or earnings caps to track.
There are other cards that offer higher cash back rates on certain categories, and while they’re worth it, they require more effort. They are also often subject to caps and limits on the purchases they apply. The Wells Fargo Active Cash® Card is perfect for someone who wants an easy-to-use card that still offers high rewards: You’ll earn consistent, best-in-class rewards instantly on your purchases—no limits or hoops to jump through.
Welcome offer of $200 cash – New Wells Fargo Active Cash® Cardholders can get a welcome offer of $200 in cash rewards for spending just $500 in purchases during the first three months. Not only is this a very competitive sign-up bonus for a card with no annual fee, but it’s also one of the things that sets this Wells Fargo credit card apart from other cards with a 2% interest rate. We have yet to find another credit card with 2% unlimited cash back rewards that also has a sign-up bonus.
12 months from account opening Introductory 0% APR offer. — New cardholders can enjoy a 0% introductory APR on both new purchases and qualifying balance transfers for a full 12 months from the date of account opening. (After that period, a rollover rate of 19.24%, 24.24%, or 29.24% variable APR applies.) That’s a great deal, even when compared to cards marketed only with a 0% introductory APR. This means that this card will allow you to avoid interest on purchases and balance transfers for an entire year!
Keep in mind that balance transfers must be made within the first 120 days to qualify for a discounted interest rate and lower balance transfer fees.
No annual fees — In many cases, higher bonus rates mean higher annual fees. Not with the Wells Fargo Active Cash® Card, which has a $0 annual fee.
Cell phone protection -With the price of a typical cell phone running into the hundreds of dollars, having some type of insurance is a good idea. With this Wells Fargo card, you can get built-in cell phone protection of up to $600 just by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.